In an attempt to better cater to customers and their financial needs, several retailers have made
layaway an available option for their shoppers once more. Surprisingly, plans have started to get
competitive. Feeling the pressure from the “no fee” layaway Sears, Kmart and Toys R Us were boasting,
Walmart recently reduced their initial $15 service fee down to $5 after feeling outmatched by the
Sure, it’s a great year for layaway, but which stores offer the most shopper-friendly rates? More
importantly, is layaway your best option? This guide will break down the layaway plans of several
retailers and offer some insight into why it may or may not be the right option for you.